electronic check processing and ach processing

Grow your revenue with ACH and check payment processing.

Manage your check and ACH processing easier.

Increase customer satisfaction and grow your revenue by accepting check and ACH transactions at your business. Reporting features give a transaction snapshot or a more detailed overview of processing history. Increase your sales opportunities by accepting checks in-person, online or by mail and save time, money, and skip those trips to the bank to make deposits.

What is ACH processing or an ACH payment?

ACH is Automated Clearing House. It's the electronic network that handles financial transactions, processing credit and debit transactions in batches. ACH credit transfers include direct deposit payroll and vendor payments.


Virtual check

Give your customers more payment options.

With Sage Virtual Check, set up one-time charge or authorized recurring ACH payments. Check information is entered electronically using our virtual terminal, eliminating a trip to the bank to deposit customer checks.

  • Funds deposited promptly
  • Online access with convenient 24-hour reporting
  • Automated recurring billing at no extra charge
  • Easy set up; no installation or upgrade required
  • Lower cost than other credit cards to process payments
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sage virtual check

Point-of-sale (POS) check conversion

sage point of sale check conversion

Accept checks as easily as a credit card transaction.

Using a check reader or imager connected to a credit card terminal, merchants can process and deposit business and consumer checks at the point of sale.

  • Increase sales with more payment options
  • Eliminate bad checks
  • Enable faster funds availability
  • Eliminate NSF, check handling labor, and other fees

Our check guarantee

The check guarantee option provides the security and peace of mind to accept checks with confidence. By following simple guidelines during the transaction, merchants reduce their risk of accepting bad checks. Funding is guaranteed for approved checks, and the money is deposited electronically into the merchant's bank account.

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Check 21

Deposit checks electronically.

Sage Check 21, or Remote Deposit Capture (RDC), is the process of recording a check's image to be transmitted electronically in place of a paper document. Using our web-based interface and an imager connected to your computer, accept paper checks with safer, faster payment processing . . . and skip a bank trip.

  • Accept all checks drawn on U.S. banks, including personal, business, government, travelers, cashiers, and certified checks, as well as equity lines of credit and money orders.
  • Get fast electronic deposits of funds in 2-3 business days, directly to your bank account.
  • Avoid ACH restrictions.
  • Eliminate bad checks.

Gain peace of mind with our check guarantee.

The check guarantee option provides protection that eliminates the risk of accepting bad checks. Get peace of mind knowing funds are guaranteed by Sage. The program has the highest approval rates in the industry and can greatly improve cash flow.

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Sage check 21

Sage Payment Solutions is a registered ISO/MSP of BMO Harris Bank N.A.
Sage Payment Solutions is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA
Sage Payment Solutions is a registered ISO/MSP of Chase Paymentech Solutions

Nexus: G-WEBCD3